Your strategic guide to digital banking platform modernization
Platform transformation isn’t just a technology initiative—it’s a business-critical move.
Legacy systems, fragmented experiences and vendor lock-in are no longer sustainable. Banks and their leaders now face a pivotal decision: modernize the foundation or risk being left behind.
To lead in this next chapter, banks don’t need a new product - they need a platform. But making that shift requires clarity, strategic alignment and the right timing.
This e-book offers a clear, executive-level roadmap for when, why, and how to invest in digital banking platforms. Built on real-world engagements, it helps leaders assess readiness, de-risk investment and move from vision to execution with confidence.
Inside, you’ll discover
Why platforms are strategic assets
Understand how adaptability, integration and data-driven agility directly improve shareholder value.
What defines a high-performing platform
Break down the architectural components that enable speed, scalability and differentiated experiences.
When to invest
Use six decision checkpoints to determine your organization’s readiness to commit to a platform strategy.
How to operationalize
Follow an executive-level plan to align product, people, process, and technology—while ensuring business continuity.
Where it’s headed
Gain a clear view of what AI means for the future of digital banking and how to prepare for what's coming.
About the authors
Muralikrishnan Puthanveedu
Head of Banking, Financial Services and Insurance (BFSI) Practice, IME
Sandeep Reddy
Global Head of Financial Services Strategic Initiatives & Delivery
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